Finance

Finding the right car for your needs is good. But finding a car with all the important features is very important. Now that you’ve found the car of your dreams, it's time to think about how to finance it. Our Boch Honda West finance center can help you pay for your car with flexible monthly payments that fit your budget. We collaborate with reputable banks and lenders in Westford and the surrounding areas to get you a loan that suits your needs and budget. You can also benefit from our leasing, pre-approvals, and car loan calculator. 

How to Get Car Financing at Boch Honda West

There are two ways to get your auto financing with Boch Honda West, meaning you can choose the best option for your time and needs. 

Online Application via Our Pre-Approval Form

The first option is using our online pre-approval form, which allows you to get an idea of the types of financing available to you while saving time. It also helps you to assess your financial situation before visiting our dealership. 

This option is available 24/7, so you can fill out the form at a time and place that are convenient for you. Once you view the available financing options, you can find out which cars are affordable and begin to work out your monthly installment plan. 

In addition to the online application, we have a payment calculator. With this tool, you can estimate the number of monthly payments based on your car's value and the loan length.

You can also find the KBB value of your vehicle in a trade-in. In this option, you can fill in the details of your current vehicle and estimate its trade-in value. These tools can also help you determine the cost of your next vehicle. 

Visit our Boch Honda West Dealership

At Boch Honda West, we understand that not everyone is comfortable using the online form to apply for financing. That’s why we offer you the option of walking into our dealership to discuss your concerns in person. Our friendly and dedicated team can explain which options are available, as well as the terms and conditions of each type of loan. 

Each member of our finance team is available to answer any questions and help you find a way to afford the car you want, based on a repayment plan that fits your budget. 

Whichever way you choose, our financing process is simple and fast. Within a short period, we can approve your financing option, and you can begin the process of buying your next car from Bountiful Mazda.

Get Auto Financing Regardless of Your Credit

At Boch Honda West, your credit score doesn't matter when it comes to auto financing. Whether you have perfect, good, or bad credit, you can get the Honda of your choice. You’ll then have less trouble financing your next car, as our credit program can actually help you improve your credit score. 

Buyers with not-so-good credit can still get a car, and potentially get their credit rating back on track. We offer credit programs for buyers who need to finance their car but have a low credit rating. Our experienced finance department can deal with most credit problems, even for buyers who have been turned down by other dealerships. 

To qualify for the loan application, use our free, online credit-application. Answer the questions on the forms and then click submit. Our staff in the finance department will review your application and create customized financing options for you. You then select the package that suits your personal needs, and come to our dealership to finalize the financing process. 

Leasing vs. Financing

Leasing and financing are two options when it comes to buying a car. Often the two terms are confused with each other. It is important to understand the difference between the two, so you can find the most suitable plan for you.

Leasing

Leasing involves borrowing a car from a dealership. In this option, you will pay for the value depreciation for a few years of using the car. Leasing has a few advantages:

 - It allows you to get the newest technology in your vehicle. 
 - It allows you to upgrade to a new model at a lower cost every few years.
 - Leasing is cheaper than financing a loan every month. 
 - You can avoid future maintenance costs as you will be trading your car every few years. 

Financing

Financing involves taking a loan to purchase a car. You can secure good, low-interest loans through a credible bank by financing a car through our dealership. Financing allows you the right to ownership of the car. This option is the most viable if you plan to keep your car for a long time. 

Benefits of financing include:

 - You own the car, allowing you to make modifications that you see fit.
 - You can save money in the long run compared to leasing.
 - You can own a car, even if you have bad credit. 

Whether to lease or finance a car fully depends on you. The choice you make will vary depending on a few factors. For instance, if you wish to preserve your cash flow, you might want to choose the leasing option. On the other hand, buying or financing is the best choice if you want to build credit and get something back from your asset. 

Choose Boch Honda West for Your Auto Financing Options

If you decide to buy a vehicle rather than lease it and need financing to afford it, look no further than Boch Honda West. We are ready to work with you, and we want to help you find the most suitable option for your budget and goals. 

Our sales team will walk you through the financing process, ensuring you understand everything. We provide all our customers with exceptional customer service from the moment you visit our dealership until the moment you drive away with your new car. This includes the financing process, during which we will explain all the available options. 

So, call us today for inquiries, to schedule a visit, or to set up a test drive. You can also reach us online by filling out the contact form provided.